--- title: Here’s why you should consider using a bond originator description: Here’s some insight into how bond originators work towards getting the best deal possible for you. image: https://blog.rawson.co.za/hubfs/heylagostechie-IgUR1iX0mqM-unsplash.jpg --- [![Rawson Property Group logo](https://blog.rawson.co.za/hs-fs/hubfs/Rawson%20-June2017/image/logo-rawson-property-group-white-112x26.png?width=113&height=26&name=logo-rawson-property-group-white-112x26.png "Rawson Property Group logo")](https://www.rawson.co.za/) [![Rawson Property Group logo](https://blog.rawson.co.za/hs-fs/hubfs/Rawson%20-June2017/image/blog-logo.png?width=113&height=26&name=blog-logo.png "Rawson Property Group logo")](https://www.rawson.co.za/) [More Menu ](https://blog.rawson.co.za/heres-why-you-should-consider-using-a-bond-originator#footer) - [Blog](https://blog.rawson.co.za) - [Here’s why you should consider using a bond originator](https://blog.rawson.co.za/heres-why-you-should-consider-using-a-bond-originator) # Here’s why you should consider using a bond originator [Finance](https://blog.rawson.co.za/topic/finance), [Buyers](https://blog.rawson.co.za/topic/buyers), [Affordability](https://blog.rawson.co.za/topic/affordability) [![Share on Facebook](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Here%E2%80%99s%20why%20you%20should%20consider%20using%20a%20bond%20originator) [![Share on Pinterest](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://pinterest.com/pin/create/button/?url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dpinterest&media=http%3A%2F%2Fcdn1.hubspot.com%2Fhub%2F158015%2F305390_10100548508246879_837195_59275782_6882128_n.jpg) ![image10](https://blog.rawson.co.za/hs-fs/hubfs/Blog%20July%202017/images/image10.jpg?width=767&name=image10.jpg)*16 July 2021* Using a bond originator when applying for housing finance is widely accepted as a good idea. The sheer convenience of having a professional handle the nitty-gritty of the application process is usually enough to convince most [buyers](https://rawson.co.za/property/for-sale).  **Here’s some insight into how bond originators work towards getting the best deal possible for you. ** **Driving competition for your application** If an application is submitted via an originator, the bank immediately knows that every other reputable financial institution is also seeing that application. They know that if they don’t put their best offer on the table, they could easily lose out to a more competitive institution. If, on the other hand, an application is submitted by an individual, then there is typically less pressure for banks to be as forthcoming. Very few individuals have the time or energy to apply to every single bank – they tend to just pick a few that they think are the most likely contenders. Banks know this, so they are not as competitive, and the offers they present are often higher as a result. **Polishing your image** [Bond originators ](https://rawson.co.za/finance)are also highly skilled at presenting your financial history and current circumstances in the best possible light for each institution. Bond originators, build relationships with banks and learn a bit about what they like and what they look for in applicants. That enables them to tailor applications to appeal to each bank in the best possible way. More than that, originators also advocate on behalf of their clients to ease concerns banks may have about the client’s past, present, or future prospects. They can explain your situation and argue on your behalf. That can be difficult to do as an individual since it’s often tough to get face-time with a bank representative. **Driving a hard bargain** By approaching all viable financial institutions and presenting your application in the best possible way,  most clients get reasonable offers out the gate when using an originator. These negotiations are a delicate balancing act that plays on the competitive nature of financial institutions to drive the offered interest rates as low as possible.   Need a home loan?[ Rawson Finance](https://rawson.co.za/finance) will help you get offers from the top lenders, negotiate the best rates and handle all the paperwork - all at no cost to you. Get in touch with us now on 021 658 7100 or email [info@rawsonfinance.co.za](mailto:info@rawsonfinance.co.za). ## Rawson ### Leave a comment ### More Posts Jul 02, 2026 #### [Stock shortage puts Western Cape sellers in the driving seat](https://blog.rawson.co.za/stock-shortage-puts-western-cape-sellers-in-the-driving-seat) advice [![Share on Facebook](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Facebook%20Icons.png?width=24&name=Facebook%20Icons.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Linkedin%20Icon.png?width=24&name=Linkedin%20Icon.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Twitter.png?width=24&name=Twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Here%E2%80%99s%20why%20you%20should%20consider%20using%20a%20bond%20originator) May 28, 2026 #### [Rates increase by 25 basis points: What May’s MPC decision means for SA property](https://blog.rawson.co.za/rates-increase-by-25-basis-points-what-mays-mpc-decision-means-for-sa-property) [![Share on Facebook](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Facebook%20Icons.png?width=24&name=Facebook%20Icons.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Linkedin%20Icon.png?width=24&name=Linkedin%20Icon.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Twitter.png?width=24&name=Twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fheres-why-you-should-consider-using-a-bond-originator%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Here%E2%80%99s%20why%20you%20should%20consider%20using%20a%20bond%20originator) May 19, 2026 #### [Who’s fixing what? 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