--- title: Advice for property owners from Rawson MD description: Rawson Properties now expect a further 0,5% rise in the interest rates before the end of this year and possibly a further rise in... --- [![Rawson Property Group logo](https://blog.rawson.co.za/hs-fs/hubfs/Rawson%20-June2017/image/logo-rawson-property-group-white-112x26.png?width=113&height=26&name=logo-rawson-property-group-white-112x26.png "Rawson Property Group logo")](https://www.rawson.co.za/) [![Rawson Property Group logo](https://blog.rawson.co.za/hs-fs/hubfs/Rawson%20-June2017/image/blog-logo.png?width=113&height=26&name=blog-logo.png "Rawson Property Group logo")](https://www.rawson.co.za/) [More Menu ](https://blog.rawson.co.za/advice-for-property-owners-from-rawson-md#footer) - [Blog](https://blog.rawson.co.za) - [Advice for property owners from Rawson MD](https://blog.rawson.co.za/advice-for-property-owners-from-rawson-md) # Advice for property owners from Rawson MD [News](https://blog.rawson.co.za/topic/news) [![Share on Facebook](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Advice%20for%20property%20owners%20from%20Rawson%20MD) [![Share on Pinterest](https://cdn2.hubspot.net/hub/251674/hubfs/1px.png?width=24&name=1px.png)](http://pinterest.com/pin/create/button/?url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dpinterest&media=http%3A%2F%2Fcdn1.hubspot.com%2Fhub%2F158015%2F305390_10100548508246879_837195_59275782_6882128_n.jpg) Rawson Properties now expect a further 0,5% rise in the interest rates before the end of this year and possibly a further rise in 2008, says Rawsons MD, Tony Clarke. 'In December last year,' said Clarke, 'we predicted that there was a possibility of a 4% rise in interest rates. In the light of recent figures, it looks as if that will now come about and, in fact, our prediction may have been conservative' What concerns him about the current situation, said Clarke, is that it is leading in some quarters to a negative attitude to property owning. 'Our company has hammered the message that for the typical middle class salary earner property is the road to wealth. It would be a great pity if this ideal is now abandoned and the lower income groups revert to renting' Clarke said that his experience with literally hundreds of buyers has shown that people on fairly low salaries can become property owners if they cut out spending on non-essentials. 'The secret,' he said, 'is to lower your aspirations. Start with a more modest house or flat than you would really like. In five years time you will be able to upscale to something better. The reason most people, especially young people, do not become owners and continue to pay rent is that they are determined to maintain a lifestyle that is too affluent in a high interest rate scenario' Having made up their minds to buy 'come hell or high water', aspirant owners, said Clarke, should at this point in the property cycle be calculating their bond repayments on a 16% interest rate. That, he said, could result in their paying more than the going rate in two years time but it will enable them to budget accurately' Clarke warned, as he had done before, that the new Credit Act calculates the applicants bond on his nett surplus income, not on 30% of his total income, as previously. 'Some people are seeing this as a complete disaster, but, as I have said, for many families it can be perfectly acceptable provided they concentrate on acquiring essentials (like education policies) and do not fritter money away on luxuries, electronic goods, kitchen appliances, cars and the like. If you have a good credit record, you will now qualify for a larger bond than prior to the Credit Act, a fact of which many applicants are not aware' ##### For more information, email [marketing@rawsonproperties.com](mailto:marketing@rawsonproperties.com) or visit [www.rawson.co.za](https://www.rawson.co.za/) for the latest market tips and industry news. ## Rawson ### Leave a comment ### More Posts Jul 02, 2026 #### [Stock shortage puts Western Cape sellers in the driving seat](https://blog.rawson.co.za/stock-shortage-puts-western-cape-sellers-in-the-driving-seat) advice [![Share on Facebook](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Facebook%20Icons.png?width=24&name=Facebook%20Icons.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Linkedin%20Icon.png?width=24&name=Linkedin%20Icon.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Twitter.png?width=24&name=Twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Advice%20for%20property%20owners%20from%20Rawson%20MD) May 28, 2026 #### [Rates increase by 25 basis points: What May’s MPC decision means for SA property](https://blog.rawson.co.za/rates-increase-by-25-basis-points-what-mays-mpc-decision-means-for-sa-property) [![Share on Facebook](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Facebook%20Icons.png?width=24&name=Facebook%20Icons.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Linkedin%20Icon.png?width=24&name=Linkedin%20Icon.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://blog.rawson.co.za/hs-fs/hubfs/social-uploaded-images/Twitter.png?width=24&name=Twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rawson.co.za%2Fadvice-for-property-owners-from-rawson-md%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Advice%20for%20property%20owners%20from%20Rawson%20MD) May 19, 2026 #### [Who’s fixing what? 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